{"id":3163,"date":"2023-07-04T14:30:20","date_gmt":"2023-07-04T19:30:20","guid":{"rendered":"https:\/\/allianzahorroeinversiones.co\/?page_id=3163"},"modified":"2023-08-23T20:27:32","modified_gmt":"2023-08-24T01:27:32","slug":"perfil-de-riesgo","status":"publish","type":"page","link":"https:\/\/allianzahorroeinversiones.co\/?page_id=3163","title":{"rendered":"Perfil de Riesgo"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3163\" class=\"elementor elementor-3163\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ddd65ad elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"ddd65ad\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-27cb97a\" data-id=\"27cb97a\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f78d8bb elementor-widget elementor-widget-premium-addon-banner\" data-id=\"f78d8bb\" data-element_type=\"widget\" data-widget_type=\"premium-addon-banner.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"premium-banner-ib premium-banner-min-height premium-banner-animation1 none active\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"3840\" height=\"904\" src=\"https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/Grupo-6148@2x.png\" class=\"attachment-full size-full wp-image-11180\" alt=\"\" srcset=\"https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/Grupo-6148@2x.png 3840w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/Grupo-6148@2x-300x71.png 300w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/Grupo-6148@2x-1024x241.png 1024w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/Grupo-6148@2x-768x181.png 768w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/Grupo-6148@2x-1536x362.png 1536w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/Grupo-6148@2x-2048x482.png 2048w\" sizes=\"(max-width: 3840px) 100vw, 3840px\" \/>\t\t\t\t\t\t\t\t\t<div class=\"premium-banner-ib-desc\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"premium-banner-ib-title premium_banner_title\"><\/h3>\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8ca8629 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8ca8629\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-af00504\" data-id=\"af00504\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-08bf985 elementor-widget elementor-widget-spacer\" data-id=\"08bf985\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e581c9e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e581c9e\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f0c6a01\" data-id=\"f0c6a01\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3a1da25 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3a1da25\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-3ea5d5e\" data-id=\"3ea5d5e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-eddec5d\" data-id=\"eddec5d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b2470cc elementor-widget elementor-widget-text-editor\" data-id=\"b2470cc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En seguimiento a tus objetivos de ahorro y perfil de riesgo, puedes escoger diferentes portafolios en el Fondo Voluntario de Pensiones, teniendo en cuenta que cada ahorrador o inversionista tiene perfiles de riesgo diferentes, por eso, es recomendable revisar detenidamente la informaci\u00f3n proporcionada. En Allianz, te asesoramos para que comprendas las caracter\u00edsticas y riesgos asociados a cada portafolio de inversi\u00f3n de acuerdo con tus objetivos de ahorro y tolerancia al riesgo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-6b4b9c3\" data-id=\"6b4b9c3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-72bffcd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"72bffcd\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-aea5054\" data-id=\"aea5054\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5105a51 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5105a51\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-3213f19\" data-id=\"3213f19\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-a0da365\" data-id=\"a0da365\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7157b3e elementor-widget-tablet__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"7157b3e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAqu\u00ed describimos los diferentes perfiles de riesgo que <span style=\"color: #008ed6;\">puede tener un ahorrador o inversionista: <\/span>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-377475c\" data-id=\"377475c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5b56962 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5b56962\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f19b232\" data-id=\"f19b232\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7e1bdda elementor-widget elementor-widget-spacer\" data-id=\"7e1bdda\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36d7672 pa-carousel-template elementor-widget elementor-widget-premium-carousel-widget\" data-id=\"36d7672\" data-element_type=\"widget\" data-widget_type=\"premium-carousel-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"premium-carousel-wrapper-36d7672\" class=\"premium-carousel-wrapper premium-carousel-hidden carousel-wrapper-36d7672  premium-carousel-dots-below\" data-settings=\"{&quot;vertical&quot;:false,&quot;appearance&quot;:&quot;all&quot;,&quot;slidesToShow&quot;:1,&quot;infinite&quot;:false,&quot;speed&quot;:300,&quot;fade&quot;:false,&quot;autoplay&quot;:true,&quot;autoplaySpeed&quot;:5000,&quot;draggable&quot;:true,&quot;touchMove&quot;:true,&quot;adaptiveHeight&quot;:false,&quot;variableWidth&quot;:false,&quot;cssEase&quot;:&quot;ease&quot;,&quot;pauseOnHover&quot;:false,&quot;centerMode&quot;:false,&quot;arrows&quot;:true,&quot;dots&quot;:true,&quot;slidesDesk&quot;:1,&quot;slidesTab&quot;:1,&quot;slidesMob&quot;:1,&quot;animation&quot;:&quot;null&quot;,&quot;tabletBreak&quot;:1025,&quot;mobileBreak&quot;:768,&quot;navigation&quot;:[&quot;&quot;,&quot;&quot;,&quot;&quot;],&quot;carouselNavigation&quot;:&quot;dots&quot;,&quot;templatesNumber&quot;:3}\">\n\t\t\t\t\t\t\t\t<div class=\"premium-carousel-nav-dot\">\n\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-circle\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"premium-carousel-nav-arrow-prev\">\n\t\t\t\t\t<a type=\"button\" data-role=\"none\" class=\"carousel-arrow carousel-prev\" aria-label=\"Previous\" role=\"button\" href=\"#\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-chevron-left\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"premium-carousel-nav-arrow-next\">\n\t\t\t\t\t\t<a type=\"button\" data-role=\"none\" class=\"carousel-arrow carousel-next\" aria-label=\"Next\" role=\"button\" href=\"#\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-chevron-right\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div id=\"premium-carousel-36d7672\" class=\"premium-carousel-inner\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"premium-carousel-template item-wrapper\">\n\t\t\t\t\t\t\t<style>.elementor-11806 .elementor-element.elementor-element-75c85be3 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-11806 .elementor-element.elementor-element-6368bc94 > .elementor-container{min-height:750px;}.elementor-11806 .elementor-element.elementor-element-6368bc94{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;padding:0px 10px 0px 0px;}.elementor-11806 .elementor-element.elementor-element-6368bc94 > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-11806 .elementor-element.elementor-element-61a4df3c:not(.elementor-motion-effects-element-type-background) > .elementor-widget-wrap, .elementor-11806 .elementor-element.elementor-element-61a4df3c > .elementor-widget-wrap > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-bb5f12a );}.elementor-11806 .elementor-element.elementor-element-61a4df3c > .elementor-element-populated{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;}.elementor-11806 .elementor-element.elementor-element-61a4df3c > .elementor-element-populated > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-11806 .elementor-element.elementor-element-1ca3fbcf > .elementor-widget-container{margin:16px 16px 16px 16px;}.elementor-11806 .elementor-element.elementor-element-1ca3fbcf .elementor-heading-title{font-family:\"AllianzNeo-Bold\", Sans-serif;color:var( --e-global-color-1cb5f52 );}.elementor-11806 .elementor-element.elementor-element-9a31bb1 > .elementor-widget-container{margin:16px 16px 16px 16px;}.elementor-11806 .elementor-element.elementor-element-6d59c133 > .elementor-widget-container{margin:16px 16px 16px 16px;}.elementor-11806 .elementor-element.elementor-element-6d59c133{text-align:justify;font-family:\"AllianzNeo-Regular\", Sans-serif;line-height:20px;}.elementor-11806 .elementor-element.elementor-element-19c838fb > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-11806 .elementor-element.elementor-element-40877d21 > .elementor-container{min-height:750px;}.elementor-11806 .elementor-element.elementor-element-40877d21{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;padding:0px 0px 0px 10px;}.elementor-11806 .elementor-element.elementor-element-40877d21 > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-11806 .elementor-element.elementor-element-2d8659f2:not(.elementor-motion-effects-element-type-background) > .elementor-widget-wrap, .elementor-11806 .elementor-element.elementor-element-2d8659f2 > .elementor-widget-wrap > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-c3b6897 );}.elementor-11806 .elementor-element.elementor-element-2d8659f2 > .elementor-element-populated{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;}.elementor-11806 .elementor-element.elementor-element-2d8659f2 > .elementor-element-populated > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-11806 .elementor-element.elementor-element-47661a87 > .elementor-widget-container{margin:16px 16px 16px 16px;}.elementor-11806 .elementor-element.elementor-element-47661a87 .elementor-heading-title{font-family:\"AllianzNeo-Bold\", Sans-serif;color:var( --e-global-color-1cb5f52 );}.elementor-11806 .elementor-element.elementor-element-668eb5a > .elementor-widget-container{margin:16px 16px 16px 16px;}.elementor-11806 .elementor-element.elementor-element-256d03ae > .elementor-widget-container{margin:16px 16px 16px 16px;}.elementor-11806 .elementor-element.elementor-element-256d03ae{text-align:justify;font-family:\"AllianzNeo-Regular\", Sans-serif;line-height:20px;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"11806\" class=\"elementor elementor-11806\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6c8b4aad elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6c8b4aad\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6e18d563\" data-id=\"6e18d563\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-439fc56a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"439fc56a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-75c85be3\" data-id=\"75c85be3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6368bc94 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default\" data-id=\"6368bc94\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-61a4df3c\" data-id=\"61a4df3c\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ca3fbcf elementor-widget elementor-widget-heading\" data-id=\"1ca3fbcf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Muy Conservador<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a31bb1 elementor-widget elementor-widget-image\" data-id=\"9a31bb1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"621\" src=\"https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1494534150@2x-1024x621.png\" class=\"attachment-large size-large wp-image-11178\" alt=\"\" srcset=\"https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1494534150@2x-1024x621.png 1024w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1494534150@2x-300x182.png 300w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1494534150@2x-768x465.png 768w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1494534150@2x.png 1320w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d59c133 elementor-widget elementor-widget-text-editor\" data-id=\"6d59c133\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Este perfil de riesgo se caracteriza por buscar la preservaci\u00f3n del capital y minimizar la exposici\u00f3n a riesgos. Los ahorradores o inversionistas con este perfil tienden a invertir en activos de bajo riesgo, como bonos de alta calidad crediticia y productos de renta fija de corto plazo con baja tolerancia al riesgo. En resumen, buscan estabilidad en sus inversiones, aunque los retornos potenciales pueden ser m\u00e1s limitados.<\/p><p>Su prioridad es mantener valores superiores al capital inicialmente invertido, aunque esto signifique rentabilidades inferiores la inflaci\u00f3n. No toleran desvalorizaciones en su inversi\u00f3n ni a corto ni a largo plazo, Suelen liquidar o reducir su inversi\u00f3n en un monto superior al 50%, en per\u00edodos de entre 1 y 3 a\u00f1os.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-19c838fb\" data-id=\"19c838fb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-40877d21 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default\" data-id=\"40877d21\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2d8659f2\" data-id=\"2d8659f2\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-47661a87 elementor-widget elementor-widget-heading\" data-id=\"47661a87\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Conservador<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-668eb5a elementor-widget elementor-widget-image\" data-id=\"668eb5a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"621\" src=\"https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-912969272@2x-1024x621.png\" class=\"attachment-large size-large wp-image-11179\" alt=\"\" srcset=\"https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-912969272@2x-1024x621.png 1024w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-912969272@2x-300x182.png 300w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-912969272@2x-768x465.png 768w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-912969272@2x.png 1320w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-256d03ae elementor-widget elementor-widget-text-editor\" data-id=\"256d03ae\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Este perfil de riesgo se caracteriza por buscar la preservaci\u00f3n del capital minimizar la probabilidad de retornos negativos a corto plazo. Invierten en una combinaci\u00f3n de activos de renta fija y renta variable, lo que implica un nivel de riesgo bajo, con baja tolerancia a las fluctuaciones en los precios de mercado. Suelen liquidar o reducir su inversi\u00f3n en un monto superior al 20%, en periodos de entre 1 y 3 a\u00f1os.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-carousel-template item-wrapper\">\n\t\t\t\t\t\t\t<style>.elementor-11812 .elementor-element.elementor-element-36721fa6 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-11812 .elementor-element.elementor-element-3c8e27a5 > .elementor-container{min-height:750px;}.elementor-11812 .elementor-element.elementor-element-3c8e27a5{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;padding:0px 10px 0px 0px;}.elementor-11812 .elementor-element.elementor-element-3c8e27a5 > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-11812 .elementor-element.elementor-element-77769aca:not(.elementor-motion-effects-element-type-background) > .elementor-widget-wrap, .elementor-11812 .elementor-element.elementor-element-77769aca > .elementor-widget-wrap > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-bb5f12a );}.elementor-11812 .elementor-element.elementor-element-77769aca > .elementor-element-populated{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;}.elementor-11812 .elementor-element.elementor-element-77769aca > .elementor-element-populated > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-11812 .elementor-element.elementor-element-7cd8c2d1 > .elementor-widget-container{margin:16px 16px 16px 16px;}.elementor-11812 .elementor-element.elementor-element-7cd8c2d1 .elementor-heading-title{font-family:\"AllianzNeo-Bold\", Sans-serif;color:var( --e-global-color-1cb5f52 );}.elementor-11812 .elementor-element.elementor-element-37443d96 > .elementor-widget-container{margin:16px 16px 16px 16px;}.elementor-11812 .elementor-element.elementor-element-21db6237 > .elementor-widget-container{margin:16px 16px 16px 16px;}.elementor-11812 .elementor-element.elementor-element-21db6237{text-align:justify;font-family:\"AllianzNeo-Regular\", Sans-serif;line-height:20px;}.elementor-11812 .elementor-element.elementor-element-46c78143 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-11812 .elementor-element.elementor-element-52c81189 > .elementor-container{min-height:750px;}.elementor-11812 .elementor-element.elementor-element-52c81189{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;padding:0px 0px 0px 10px;}.elementor-11812 .elementor-element.elementor-element-52c81189 > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-11812 .elementor-element.elementor-element-5a565aa2:not(.elementor-motion-effects-element-type-background) > .elementor-widget-wrap, .elementor-11812 .elementor-element.elementor-element-5a565aa2 > .elementor-widget-wrap > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-c3b6897 );}.elementor-11812 .elementor-element.elementor-element-5a565aa2 > .elementor-element-populated{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;}.elementor-11812 .elementor-element.elementor-element-5a565aa2 > .elementor-element-populated > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-11812 .elementor-element.elementor-element-1df1143b > .elementor-widget-container{margin:16px 16px 16px 16px;}.elementor-11812 .elementor-element.elementor-element-1df1143b .elementor-heading-title{font-family:\"AllianzNeo-Bold\", Sans-serif;color:var( --e-global-color-1cb5f52 );}.elementor-11812 .elementor-element.elementor-element-b2bb0a > .elementor-widget-container{margin:16px 16px 16px 16px;}.elementor-11812 .elementor-element.elementor-element-342d7101 > .elementor-widget-container{margin:14px 14px 14px 14px;}.elementor-11812 .elementor-element.elementor-element-342d7101{text-align:justify;font-family:\"AllianzNeo-Regular\", Sans-serif;line-height:20px;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"11812\" class=\"elementor elementor-11812\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4a903d14 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4a903d14\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-54c221d0\" data-id=\"54c221d0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2ce01347 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2ce01347\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-36721fa6\" data-id=\"36721fa6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3c8e27a5 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default\" data-id=\"3c8e27a5\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-77769aca\" data-id=\"77769aca\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7cd8c2d1 elementor-widget elementor-widget-heading\" data-id=\"7cd8c2d1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Moderadamente Conservador<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37443d96 elementor-widget elementor-widget-image\" data-id=\"37443d96\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"621\" src=\"https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1424988699@2x-1024x621.png\" class=\"attachment-large size-large wp-image-11803\" alt=\"\" srcset=\"https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1424988699@2x-1024x621.png 1024w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1424988699@2x-300x182.png 300w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1424988699@2x-768x465.png 768w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1424988699@2x.png 1320w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21db6237 elementor-widget elementor-widget-text-editor\" data-id=\"21db6237\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Este perfil de riesgo busca equilibrio entre la estabilidad y el crecimiento a mediano y largo plazo, buscando una apreciaci\u00f3n en su capital. Toleran fluctuaciones moderadas en el valor de mercado y prefieren no liquidar porciones importantes del portafolio en plazos inferiores a 1 a\u00f1o.<\/p><p>Invierten en una combinaci\u00f3n de activos de renta fija y renta variable, lo que implica un nivel moderado de riesgo y pueden tener una exposici\u00f3n mayor a acciones y otros activos de mayor potencial de crecimiento, aunque tambi\u00e9n, mantienen una parte significativa en bonos y otros activos de menor riesgo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-46c78143\" data-id=\"46c78143\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-52c81189 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default\" data-id=\"52c81189\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5a565aa2\" data-id=\"5a565aa2\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1df1143b elementor-widget elementor-widget-heading\" data-id=\"1df1143b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Moderado<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2bb0a elementor-widget elementor-widget-image\" data-id=\"b2bb0a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"621\" src=\"https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1408955173@2x-1024x621.png\" class=\"attachment-large size-large wp-image-11804\" alt=\"\" srcset=\"https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1408955173@2x-1024x621.png 1024w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1408955173@2x-300x182.png 300w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1408955173@2x-768x465.png 768w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1408955173@2x.png 1320w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-342d7101 elementor-widget elementor-widget-text-editor\" data-id=\"342d7101\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Este perfil es para ahorradores o inversionistas con preferencia por activos desvalorizados con alto potencial de crecimiento en el largo plazo. Toleran fluctuaciones amplias en el valor de mercado, especialmente en plazos de tiempo cortos. No requieren liquidar porciones importantes del portafolio en tiempos inferiores a 5 a\u00f1os.<\/p><p>Buscan una combinaci\u00f3n equilibrada entre la estabilidad y el crecimiento a trav\u00e9s de una diversificaci\u00f3n de activos. Invierten en renta fija y renta variable, y buscan un balance entre la generaci\u00f3n de retornos y la protecci\u00f3n del capital.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-carousel-template item-wrapper\">\n\t\t\t\t\t\t\t<style>.elementor-11822 .elementor-element.elementor-element-3fa630d7 > .elementor-container{min-height:750px;}.elementor-11822 .elementor-element.elementor-element-3fa630d7{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;padding:0px 10px 0px 0px;}.elementor-11822 .elementor-element.elementor-element-3fa630d7 > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-11822 .elementor-element.elementor-element-b0ca055:not(.elementor-motion-effects-element-type-background) > .elementor-widget-wrap, .elementor-11822 .elementor-element.elementor-element-b0ca055 > .elementor-widget-wrap > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-bb5f12a );}.elementor-11822 .elementor-element.elementor-element-b0ca055 > .elementor-element-populated{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;}.elementor-11822 .elementor-element.elementor-element-b0ca055 > .elementor-element-populated > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-11822 .elementor-element.elementor-element-74460b3e > .elementor-widget-container{margin:16px 16px 16px 16px;}.elementor-11822 .elementor-element.elementor-element-74460b3e .elementor-heading-title{font-family:\"AllianzNeo-Bold\", Sans-serif;color:var( --e-global-color-1cb5f52 );}.elementor-11822 .elementor-element.elementor-element-42a782e6 > .elementor-widget-container{margin:16px 16px 16px 16px;}.elementor-11822 .elementor-element.elementor-element-53977619 > .elementor-widget-container{margin:16px 16px 16px 16px;}.elementor-11822 .elementor-element.elementor-element-53977619{text-align:justify;font-family:\"AllianzNeo-Regular\", Sans-serif;line-height:20px;}.elementor-11822 .elementor-element.elementor-element-3d04afce > .elementor-container{min-height:750px;}.elementor-11822 .elementor-element.elementor-element-3d04afce{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;padding:0px 0px 0px 10px;}.elementor-11822 .elementor-element.elementor-element-3d04afce > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-11822 .elementor-element.elementor-element-7ef4af18:not(.elementor-motion-effects-element-type-background) > .elementor-widget-wrap, .elementor-11822 .elementor-element.elementor-element-7ef4af18 > .elementor-widget-wrap > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-c3b6897 );}.elementor-11822 .elementor-element.elementor-element-7ef4af18 > .elementor-element-populated{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;}.elementor-11822 .elementor-element.elementor-element-7ef4af18 > .elementor-element-populated > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-11822 .elementor-element.elementor-element-291b69fb > .elementor-widget-container{margin:16px 16px 16px 16px;}.elementor-11822 .elementor-element.elementor-element-291b69fb .elementor-heading-title{font-family:\"AllianzNeo-Bold\", Sans-serif;color:var( --e-global-color-1cb5f52 );}.elementor-11822 .elementor-element.elementor-element-59748560 > .elementor-widget-container{margin:16px 16px 16px 16px;}.elementor-11822 .elementor-element.elementor-element-7be60e90 > .elementor-widget-container{margin:14px 14px 14px 14px;}.elementor-11822 .elementor-element.elementor-element-7be60e90{text-align:justify;font-family:\"AllianzNeo-Regular\", Sans-serif;line-height:20px;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"11822\" class=\"elementor elementor-11822\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-68b67576 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"68b67576\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3a8b38d2\" data-id=\"3a8b38d2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-16fe7cac elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"16fe7cac\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-702971b6\" data-id=\"702971b6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3fa630d7 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default\" data-id=\"3fa630d7\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b0ca055\" data-id=\"b0ca055\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-74460b3e elementor-widget elementor-widget-heading\" data-id=\"74460b3e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Moderadamente Agresivo<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42a782e6 elementor-widget elementor-widget-image\" data-id=\"42a782e6\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1320\" height=\"800\" src=\"https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1443409611@2x.png\" class=\"attachment-full size-full wp-image-11802\" alt=\"\" srcset=\"https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1443409611@2x.png 1320w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1443409611@2x-300x182.png 300w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1443409611@2x-1024x621.png 1024w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1443409611@2x-768x465.png 768w\" sizes=\"(max-width: 1320px) 100vw, 1320px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53977619 elementor-widget elementor-widget-text-editor\" data-id=\"53977619\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Este perfil es para ahorradores o inversionistas que buscan un crecimiento agresivo en su portafolio, en plazo de tiempo superiores a 5 a\u00f1os. Toleran fluctuaciones amplias en el valor de mercado, especialmente en el corto plazo si implica mayores rentabilidades a largo plazo. No suelen liquidar porciones importantes del portafolio en horizontes inferiores a 10 a\u00f1os.<\/p><p>Buscan una combinaci\u00f3n equilibrada entre la estabilidad y el crecimiento a trav\u00e9s de una diversificaci\u00f3n de activos. Invierten tanto en renta fija como en renta variable y buscan un balance entre la generaci\u00f3n de retornos y la protecci\u00f3n del capital.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3cc15f15\" data-id=\"3cc15f15\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3d04afce elementor-section-height-min-height elementor-section-boxed elementor-section-height-default\" data-id=\"3d04afce\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7ef4af18\" data-id=\"7ef4af18\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-291b69fb elementor-widget elementor-widget-heading\" data-id=\"291b69fb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Agresivo<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59748560 elementor-widget elementor-widget-image\" data-id=\"59748560\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"621\" src=\"https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1387604689@2x-1024x621.png\" class=\"attachment-large size-large wp-image-11805\" alt=\"\" srcset=\"https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1387604689@2x-1024x621.png 1024w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1387604689@2x-300x182.png 300w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1387604689@2x-768x465.png 768w, https:\/\/allianzahorroeinversiones.co\/wp-content\/uploads\/2023\/08\/GettyImages-1387604689@2x.png 1320w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7be60e90 elementor-widget elementor-widget-text-editor\" data-id=\"7be60e90\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Este perfil corresponde a los ahorradores o inversionistas con alta tolerancia al riesgo que buscan maximizar el potencial de crecimiento a largo plazo. Es decir, que buscan un crecimiento agresivo en su portafolio en un plazo de m\u00e1s de 10 a\u00f1os. Son capaces de tolerar fluctuaciones amplias en el valor de mercado, especialmente en plazos de tiempo cortos si implica mayores rentabilidades a largo plazo. No requieren liquidar porciones importantes del portafolio en tiempos menores a inferiores a 10 a\u00f1os.<\/p>\n<p>Buscan tener mayor exposici\u00f3n a activos de renta variable, como acciones y otros instrumentos de mayor riesgo. Aunque ofrecen la posibilidad de obtener mayores rendimientos, tambi\u00e9n est\u00e1n expuestos a una mayor volatilidad y fluctuaci\u00f3n en el valor de las inversiones.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5eb06954 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5eb06954\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c590dd8\" data-id=\"c590dd8\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3a4556cb elementor-widget elementor-widget-heading\" data-id=\"3a4556cb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00a1Comienza a construir tu futuro hoy mismo!<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44503bc4 elementor-widget elementor-widget-text-editor\" data-id=\"44503bc4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tVinc\u00falate con nosotros y descubre las opciones de inversi\u00f3n m\u00e1s rentables para tus pensiones voluntarias.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6783f2bc elementor-align-center elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"6783f2bc\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/allianzahorroeinversiones.co\/transaccional\/solicitud-asesoria\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">QUIERO SER CLIENTE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>En seguimiento a tus objetivos de ahorro y perfil de riesgo, puedes escoger diferentes portafolios en el Fondo Voluntario de Pensiones, teniendo en cuenta que cada ahorrador o inversionista tiene perfiles de riesgo diferentes, por eso, es recomendable revisar detenidamente la informaci\u00f3n proporcionada. En Allianz, te asesoramos para que comprendas las caracter\u00edsticas y riesgos asociados [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-3163","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/allianzahorroeinversiones.co\/index.php?rest_route=\/wp\/v2\/pages\/3163","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/allianzahorroeinversiones.co\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/allianzahorroeinversiones.co\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/allianzahorroeinversiones.co\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/allianzahorroeinversiones.co\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3163"}],"version-history":[{"count":295,"href":"https:\/\/allianzahorroeinversiones.co\/index.php?rest_route=\/wp\/v2\/pages\/3163\/revisions"}],"predecessor-version":[{"id":12707,"href":"https:\/\/allianzahorroeinversiones.co\/index.php?rest_route=\/wp\/v2\/pages\/3163\/revisions\/12707"}],"wp:attachment":[{"href":"https:\/\/allianzahorroeinversiones.co\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3163"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}